What Germany’s Coal Miners Can Teach America About Medical Debt

Two hands reach up to a heart with a medical cross inside it

From Noam N. Levey / KFF Health News: Germany, like the U.S., has a largely private healthcare system that relies on private doctors and private insurers. Like Americans, many Germans enroll in a health plan through work, splitting the cost with their employer. But Germany strictly limits how much patients have to pay out of their own pockets for a trip to the doctor, the hospital, or the pharmacy, making medical debt practically nonexistent.

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Gus Hagelberg is a native of California and has lived in Southern Germany for over 30 years with his wife and three children. Gus studied political science in both California and Tübingen, Germany where he earned his Master’s Degree. He...

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